CONSTRUCTION AND DEVELOPMENT


CONSTRUCTION AND DEVELOPMENT

Benefits

  • We provide cash flow planning, process management, mentorship, advice and project assistance
  • EMS Credit becomes the paymaster on your project, focused on project liquidity
  • Determine production and payment milestones
  • Assisting with payment certificates
  • Building your reputation as a successful supplier to government and/or parastatals by increasing your rating
  • Access to our vast network of reputable suppliers in a wide variety of speciality fields
  • More favourable prices and payment terms will be negotiated with suppliers due to our bargaining power
  • We carry the entire financial risk
  • Access to our team of experts, at no further expense
  • Rapid expansion of your business – without financial constraint
IMG_1103
IMG_1103

Benefits

  • We provide cash flow planning, process management, mentorship, advice and project assistance
  • EMS Credit becomes the paymaster on your project, focused on project liquidity
  • Determine production and payment milestones
  • Assisting with payment certificates
  • Building your reputation as a successful supplier to government and/or parastatals by increasing your rating
  • Access to our vast network of reputable suppliers in a wide variety of speciality fields
  • More favourable prices and payment terms will be negotiated with suppliers due to our bargaining power
  • We carry the entire financial risk
  • Access to our team of experts, at no further expense
  • Rapid expansion of your business – without financial constraint

How it works

1.   Copies of the following need to be emailed to us:  

  • Letter of appointment
  • Project implementation plan and cash flow

2.   EMS Credit will validate and verify the contract and letter of appointment.

3.   Due to the nature of these projects, we will follow a series of meetings to be able to make a funding proposal.

4.   On acceptance of our proposal and successful verification/validation of your P.O., we will request FICA documentation.

Frequently Asked Questions

What type of construction projects does EMS Credit fund?

We specialise in fully subsidised low cost housing contracts as issued by the Department of Human Settlements. EMS Credit will also review funding applications for other construction projects, awarded by Government Departments, Parastatals (e.g. Eskom) and Multi-national private companies, where our client is the appointed contract holder or turnkey developer.

How do I manage my overheads during the project?

As part of the agreed cash flow, we agree and approve your monthly costs related to the project.

Do I have to supply security or collateral?

Depending on your project we might require collateral.

How does EMS Credit's construction / development funding model work?

Together we review the project cash flow, project implementation plan and your supplier list. Based on this information we create a funding solution that will suit your project.

What are the minimum requirements?

EMS Credit can only fund your project if your company is the appointed turnkey developer/contractor. We will need a copy of your letter of appointment and project cash flow.

Does EMS Credit use brokers or agents?

No, we do not do any commission payments. Income generated through capital raising is paid between client and agent/broker.

Does the approved capital amount get paid in to my bank account?

No, EMS Credit becomes the paymaster on the project and all expenses are agreed upon as part of the approved cash flow. The rule of thumb is that working capital is only available to pay for material and labour that will result in a signed off milestone. We do not spend capital on asset purchases or head office costs.

What is your turnaround time?

From application to first flow of funds, takes approximately 4-6 weeks, this is dependent on a few factors out of our control.

What interest will be charged?

We do not charge an interest rate. We make working capital available at a pre-agreed fee as stipulated in our obligation free proposal.

Do you fund projects outside of South African borders?

No, unfortunately not.

Frequently Asked Questions

What type of construction projects does EMS Credit fund?
1 We specialise in fully subsidised low cost housing contracts as issued by the Department of Human Settlements. EMS Credit will also review funding applications for other construction projects, awarded by Government Departments, Parastatals (e.g. Eskom) and Multi-national private companies, where our client is the appointed contract holder or turnkey developer.

How does EMS Credit's construction / development funding model work?
Together we review the project cash flow, project implementation plan and your supplier list. Based on this information we create a funding solution that will suit your project.

Does the approved capital amount get paid in to my bank account?
No, EMS Credit becomes the paymaster on the project and all expenses are agreed upon as part of the approved cash flow. The rule of thumb is that working capital is only available to pay for material and labour that will result in a signed off milestone. We do not spend capital on asset purchases or head office costs.

What interest will be charged?
We do not charge an interest rate. We make working capital available at a pre-agreed fee as stipulated in our obligation free proposal.

How do I manage my overheads during the project?
As part of the agreed cash flow, we agree and approve your monthly costs related to the project.

What are the minimum requirements?
EMS Credit can only fund your project if your company is the appointed turnkey developer/contractor. We will need a copy of your letter of appointment and project cash flow.

What is your turnaround time?
From application to first flow of funds, takes approximately 4-6 weeks, this is dependent on a few factors out of our control.

Do you fund projects outside of South African borders?
No, unfortunately not.

Do I have to supply security or collateral?
Depending on your project we might require collateral.

Does EMS Credit use brokers or agents?
No, we do not do any commission payments. Income generated through capital raising is paid between client and agent/broker.

Testimonials